Privacy Policy
Last Updated: March 08, 2025

At Gardner Financial, we are committed to protecting your privacy and safeguarding the personal information you entrust to us. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website, interact with our services, or engage with us as a client. By using our website or services, you agree to the terms described in this policy.

1. Information We Collect
We may collect the following types of information:

  • Personal Information: This includes your name, address, email address, phone number, date of birth, Social Security number, financial details, and other data you provide when requesting quotes, applying for insurance, or contacting us.
  • Business Information: For business clients, we may collect company names, employee details, or operational data relevant to Property and Casualty, Workers’ Compensation, or Succession Planning services.
  • Website Usage Data: This includes IP addresses, browser type, pages visited, and time spent on our site, collected through cookies or similar technologies.
  • Communication Data: Information from emails, phone calls, or forms you submit to us.

2. How We Use Your Information
We use your information to:

  • Provide and personalize our insurance and financial services, including Whole Life, Term, Property and Casualty, Workers’ Compensation, Succession Planning, and Infinite Banking solutions.
  • Process applications, generate quotes, and manage claims or policies.
  • Communicate with you about your coverage, updates, or inquiries.
  • Improve our website, services, and customer experience through analytics and feedback.
  • Comply with legal obligations, such as reporting to regulatory authorities or verifying identities.
  • Market our services, where permitted, with an option for you to opt out at any time.

3. How We Share Your Information
We do not sell your personal information. We may share it only in these cases:

  • With Service Providers: Trusted third parties (e.g., underwriters, claims adjusters, or IT providers) who assist us in delivering our services, bound by confidentiality agreements.
  • With Insurance Carriers: To process your applications or policies.
  • For Legal Reasons: When required by law, subpoena, or to protect our rights, safety, or property.
  • Business Transitions: If our company is involved in a merger, acquisition, or sale, your information may be transferred as part of that process, with your privacy rights upheld.

4. How We Protect Your Information
We use industry-standard security measures—like encryption, firewalls, and secure servers—to protect your data from unauthorized access, loss, or misuse. While we strive to keep your information safe, no online system is 100% secure, and we encourage you to take steps like using strong passwords and avoiding sharing sensitive details over unsecured networks.

5. Your Choices and Rights
You have control over your information:

  • Opt-Out: You may unsubscribe from marketing emails by clicking the “unsubscribe” link or contacting us.
  • Access or Correct: Request to review or update your personal information by reaching out to us.
  • Delete: Ask us to delete certain data, subject to legal retention requirements (e.g., insurance records).
  • Cookies: Adjust your browser settings to manage cookies, though this may affect site functionality.

6. Third-Party Links
Our website may contain links to external sites. We are not responsible for their privacy practices, and we encourage you to review their policies before providing information.

7. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors. If we learn such data has been provided, we will delete it promptly.

8. Changes to This Policy
We may update this Privacy Policy as our practices evolve or laws change. The “Last Updated” date will reflect revisions, and significant changes will be communicated via our website or email. Please review this policy periodically.

9. Contact Us
If you have questions, concerns, or requests about your privacy or this policy, please reach out:
Gardner Financial
4054 Hawthorne Circle, Longmont CO 80503
720-470-3301
[email protected]

We’re here to ensure your trust and confidence in how we handle your information.